Financing
We Offer Generous Financing on All Repairs and Rebuilds
AAMCO of Waterford offers premium transmission and auto repairs to Waterford, MI. Our team can rebuild transmissions, perform engine tune-ups, change your oil, and more. Because we part of the AAMCO family, we can also offer nationwide warranties on all repairs, ensuring you are covered no matter what corner of the United States you might find yourself. In addition to warranties, we proudly work with FinWise Bank to offer financing to those who qualify. If you need to pay for your auto repairs in more manageable installments, get in touch with our team. We’ll determine whether you qualify and get the ball rolling.
AAMCO Synchrony Car Care™ Credit Card
Good option for customers with ‘good’ to ‘excellent’ credit
FEES: No annual fee credit card / No application fee / $0 fraud liability
AVAILABLE CREDIT LINES: up to $10,000
- 6 months promotional financing on purchases of $199-$749.99*
- 12 months promotional financing on purchases of $750+*
- Accepted at participating AAMCO locations and over 500,000 auto parts and service businesses.**
- Use your card to fuel up at 200,000+ stations nationwide across all major gas brands.**
- Click here to estimate your AAMCO credit card monthly payment.
**A Promo Fee does not apply to this offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.**Subject to credit approval. Valid everywhere Synchrony Car CareTM is accepted in the U.S., including Puerto Rico.
GENERAL DISCLOSURE: AAMCO Waterford, MI does not make loan offers, but pairs potential borrowers with lenders and lending partners. AAMCO Waterford, MI is not a lender, does not make credit decisions, broker loans, or make personal cash loans. AAMCO Waterford, MI does not charge fees for these services and products and does not represent or endorse participating loan lenders (third party lenders) or lending partners, services, or products. AAMCO Waterford, MI does not guarantee that completing an application or inquiry form will result in you being paired with a lender or lending partner or being approved for a loan. Credit checks or consumer reports may be performed by lenders or lending partners from credit bureaus or other providers of credit information. You are not obligated to use this site and are not obligated to contract with any third-party lender, lending partner, or service provider. This content is intended for informational purposes only and should not be construed as legal advice. All information and disclosures above have been provided by each respective lender, AAMCO Waterford, MI does not accept responsibility or liability for its accuracy, completeness or legality.
American First Finance
PROGRAM BENEFITS:
No Credit Needed*
Approvals from $200-$5,000^
101-Day Early Payoff Discount available†
Payments that fit your pay schedule
LENDER DISCLOSURES:
*Approval is possible without a FICO® Score, but credit may be checked.
^ Products may vary. New customers may be approved for loan amounts up to $3,500 and returning customers up to $5,000. See agreement for details.
†You can save money on interest or finance charges when you pay off in full within the Early Payoff Discount Period. See contract for details.
*For Bank Products:* Subject to approval and standard underwriting criteria. Loans are originated by FinWise Bank, a Utah-chartered bank located in Murray, Utah, Member FDIC. Decisions and funding may take additional time and not be same day, including if more information is needed to complete an application. Terms and conditions subject to change at any time without prior disclosure or notice.
*For Retail Installment Sales Agreement:* A retail installment sales agreement is subject to approval and verification. Terms and conditions subject to change at any time without prior disclosure or notice.
Snap Finance
Good option for customers with ‘good’ or ‘little to no credit’
Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹
To apply, you’ll need to:
Be of legal age to enter into a contract
Have a monthly income of at least $1,000
Have an active checking account
Provide a valid email address and smartphone number
With approvals up to $5,000², don’t wait – get what you need today with Snap!
LENDER DISCLOSURES:
*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options
¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
²Not all applicants will be approved for $5,000.
Koalafi
Lease-to-own financing.
Good option for customers still building credit
How lease-to-own financing works
A Koalafi lease isn’t just a great way to manage a big expense – it can also help you build your credit.
Koalafi buys the item and leases it to you, reporting your progress to the credit bureaus. On-time payments are reported to the bureau and can help you build your score. After the last payment, the item is all yours!
INITIAL PAYMENT: Up to $59, varies by state
APPROVAL AMOUNTS: $300 to $5,000
PROGRAM BENEFITS+:
No credit needed*
No hit to your credit to check eligibility
High approval rate
Early purchase options to save
Opportunity to establish and build credit
LENDER DISCLOSURES:
*Koalafi will perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check. For qualifying customers only. Offer subject to change.
+The program described is a rent-to-own (or lease-to-own) transaction. You will not own the leased merchandise or acquire ownership rights unless you make all scheduled payments or prepay in accordance with the lease. Details may vary from state to state. Consult your lease for complete terms and conditions.
We’re With You for Every Mile
You no longer need to concern yourself with how to pay for vehicle repairs when you sign up for our AAMCO Synchrony Car Care™ Credit. Our flexible credit lines and low financing rates will help you when you need it most. If your vehicle’s check engine light is on and you need repairs but don’t have the money today, that’s okay. Ask our team about our special financing options and discover how we can help get you back on the road faster.